Press Releases & News

Daar is reeds oorgenoeg gepraat oor die voordele wat mense bo 50 verdien. Enige samelewing wat werklik omgee, moet nie net met empatie praat nie, maar ook doen, sê Helen Szemerei die Direkteur: Versekeringsdienste van die IntegriSure-groep.

Everyone realizes the importance of being innovative and vigorous to survive and grow in a competitive environment says Helen Szemerei, Director: Insurance Services at the IntegriSure Group. The insurance industry is no exception. The way in which innovation is implemented, however, is justifiable only if it benefits the client.

Internationale de Football Association’s (FIFA) first-time decision to allow non-hotel accommodation facilities to be made available during the 2010 world cup has prompted many South Africans to consider renting out their homes in an effort to cash in on the expected 500 000 visitors. This unique opportunity to make money does not, however, come without certain risks and proprietors-to-be should be mindful of these.

The worldwide economic slowdown, as well as high interest rates and skyrocketing food prices, has resulted in consumers having less and less disposable income available. Meeting one’s monthly expenses has become increasingly difficult for many and necessitated a more prudent approach to managing household expenses.

Internationale de Football Association’s (FIFA) first-time decision to allow non-hotel accommodation facilities to be made available during the 2010 world cup has prompted many South Africans to consider renting out their homes in an effort to cash in on the expected 500 000 visitors. This unique opportunity to make money does not, however, come without certain risks and proprietors-to-be should be mindful of these.

The present global financial crisis will impact on every South African in some way or another. That’s why it is imperative now, more than ever before, to take the right decisions timeously to ensure that the effect of the crisis on you as an individual is kept to an absolute minimum.

Statistics indicate that an enormous number of South Africans are underinsured. This is often the result of consumers being uninformed in terms of replacement values and therefore being caught unawares when needing to make a claim. Financial constraints resulting from the worldwide economic ‘pinch’ also play a role.

Consumers often breathe a sigh of relief once they have purchased their household contents or new motor vehicle insurance cover. The premium being affordable, they enter into the agreement without taking the time to familiarise themselves with the content of the contract.

A telephone call from long-standing IntegriSure client, Naas Botha, was the catalyst for a star-studded celebrity and charity golf day held in support of well known cricket and rugby commentator, Edwill van Aarde who also presented the popular television games show, Flinkdink.

Consumers, world-wide, are feeling the economic ‘pinch’, with many simply trying to stay afloat in terms of their bond and car repayments. Long-term financial commitments often take precedence under these circumstances.

IntegriSure, established in 1998 with a view to providing the over-fifty market with personal, motor and home insurance cover, celebrates its tenth anniversary this year. Historically viewed as a high-risk demographic due to the health and physical functioning-related difficulties often associated with ageing, it was IntegriSure Chief Executive Officer and co-founder, Arnold van der Linde, who first recognised the benefits associated with doing business with a more mature market.

IntegriSure, established in 1998 with a view to providing the over-fifty market with personal, motor and home insurance cover, celebrates its tenth anniversary this year. Historically viewed as a high-risk demographic due to the health and physical functioning-related difficulties often associated with ageing, it was IntegriSure managing director and co-founder, Arnold van der Linde, who first recognised the benefits associated with doing business with a more mature market.

Insurance remains, for many, a ‘grudge purchase’, and difficult economic times have resulted in this sentiment becoming increasingly entrenched amongst South African consumers. Attitudes towards insurance intermediaries have, furthermore, not always been positive, with many questioning the value these advisors add.

Providing the over 50 market with short-term insurance services, whilst presenting some challenges, does bring with it the benefits associated with servicing a more discerning and ‘market savvy’ clientele. Creating an environment conducive to providing them with the expertise they deserve is therefore essential.

If you’ve found yourself wondering about why certain insurance companies are able to offer cover at more competitive rates than others, you may want to look more closely at the cover provided.

Consumers, when looking for vehicle or householder cover, often simply call and ask for a quote, making little or no effort to determine policy exclusions. If they’ve heard of, or had someone recommend, a particular product, this is also sometimes simply requested, again with no policy particular enquiries.

Ouer mense kla: Verlede jaar se ‘net genoeg’ is nou te min!

The economic downturn has meant significant budget cut-backs for most South African households. And, despite it being essential, insurance is inevitably one of the first areas to be downscaled or eliminated all together. Helen Szemerei, Director: Insurance Servies, IntegriSure, argues that consumers need to spend more time understanding the product and claim implications, or entrust these decisions to a reputable intermediary. They also need to start demanding the better deals to which they are entitled based on their responsible lifestyles and reduced risk profiles…

GUN LAWS — Easier for oldies to surrender

LOW INTEREST RATES A BLOW FOR MANY

THOUSANDS OF POOR PARENT-CHILD RELATIONSHIPS IN SA

Duisende ouer-kind verhoudinge in SA is swak

Elderly people should demand special benefits

Insurance lapses unwittingly

THE ELDERLY ALARMINGLY UNDERINSURED

PENSIONERS HURT BY LOWER INTEREST RATES

EVERYTHING FOR ALL OFTEN MEANS NOTHING FOR NO-ONE

“Lost knowledge” worth millions of rands

Beware of "invitations" to criminals

Travel insurance is no luxury

Free Booklet for Older People

No obligation to get insurance from a finance company

Low interest rates a blow for many

New Gun Law Welcomed

Agreement leaves the elderly with more money

UNINSURED COULD LOSE THOUSANDS

BOOMS TO GO BUT IT’S NOT ALL BAD NEWS

PROTECT YOURSELF AGAINST FINANCIAL AND EMOTIONAL CRISES!

INTEGRISURE AGREES WITH PEOPLE WHO DECLARE: “I’M FED UP!”

INSURANCE… WHAT DO YOU PAY FOR?

WATCH OUT FOR UNETHICAL BREAKDOWN “VULTURES”