"Gee my krag!" Is ek hiervoor versker?
deur Lizette Erasmus – Bestuurder: Versekeringsprodukte

Dis iets wat deesdae op almal se lippe is en wat gemoedere oor die hele land behoorlik warm het. Daar is selfs mense wat die land wil verlaat omdat hulle net die donker kant raaksien!

Maar hoe beïnvloed die kragkrisis my persoonlik? Waarteen is ek alles verseker?

Dit is onmoontlik om alle permutasies hier uit te wys. Daarom beveel ons aan dat u u polisbewoording deeglik deurlees. Indien u enigsins twyfel, skakel ons spesialisspan gerus by 0860 636 636.

Hier is 'n paar algemene sake wat tóg 'n bietjie duidelikheid kan gee:

Skade of verlies a.g.v. kragprobleme kan op verskeie maniere ontstaan:

1. Elektriese of elektroniese toerusting of masjinerie wat beskadig word as gevolg van kragstuwings as die elektriese toevoer aan of afgeskakel word;
2. Verlies of skade aan bederfbare goedere soos kos as gevolg van kragonderbrekings
   
   • U is normaalweg verseker teen onvoorsiene en nie-voorspelbare gebeurlikhede. Beurtkrag val egter nie in dié kategorie nie, aangesien dit juis beplan word. Eskom verstrek byvoorbeeld
     voortdurend inligting in die media en op hulle webtuiste.
   • As kragstuwing skade aan u elektriese of elektroniese toerusting aanrig, is u wel daarvoor gedek indien u toevallige breekskadedekking op u polis het.
   • Indien u toevallige breekskadedekking het en u vries- of yskasinhoud word sleg a.g.v. ‘n onbeplande kragonderbreking, is u gedek.
   • As u ’n kragopwekker laat installeer, sorg dat dit deur ’n gekwalifiseerde persoon gedoen word.
   • Onthou om u alarm gereeld te versien en te sorg dat u bystandsbatterye genoeg krag het.

IntegriSure het, soos gebruiklik, met u belange op die hart verder gegaan en kan nou aan u, as
gewaardeerde kliënt, spesiale beskerming bied in die vorm van twee uiters kostedoeltreffende opsies. U bestaande polis kan gewysig word om toevallige skade aan u huisinhoud in te sluit. Dit dek items soos televisiestelle, rekenaars, yskaste, ens. U kan dit ook uitbrei om bederfbare goedere in u yskas in te sluit.

Ons bied ook 'n Maxi Care-toestelpolis aan wat meganiese óf elektriese brekasies dek. Dit beskerm u teen dinge soos kragstuwings weens doelbewuste kragonderbrekings of beurtkrag, soos ons dit ken. Moenie uitstel nie – kry nóú meer inligting en raad deur met een van ons spesialis-adviseurs te gesels by 0860 636 636.

Power Crisis. Am I insured against this?
by Lizette Erasmus – Manager: Insurance Products

South Africa’s electricity crisis has everyone hot under the collar – and the less power we have,
the more powerful we exclaim our discontentment. Some people are even toying with the idea of emigrating, because they only see the dark side.

But how does the electricity crisis impact on me personally? Against what am I insured?

Because it is impossible to illustrate all permutations in this newsletter, we recommend that you read the terms and conditions of your policy anew and with extra care. If you have any doubt whatsoever, please call us on 0860 636 636.

Here are a few generally clarifying guidelines, though:

Damage or loss resulting from powerfailures may occur in various ways:

1. Electrical or electronic equipment or machinery damaged by power surges caused by the switching on and off of electricity supply;
2. Loss of or damage to perishable goods such as food as a result of power outages:
   
   • Normally, you are insured against the unforeseen and the unpredictable. Load shedding, however, is not unforeseen, but deliberately planned. Eskom continuously provides relevant information in the media and on their website.
   • If a power surge damages your electrical or electronic equipment, you will be insured if accidental breakage is covered by your policy.
   • If you have accidental breakage cover and the contents of your freezer or fridge go off as a result of an unplanned power cut, you will be covered.
   • Should you have a generator installed, ensure that it is done by a qualified person.
   • Remember to check your alarm system regularly and ensure that the standby batteries are fully charged.

Risks are constantly on the increase.
That's why it is of critical importance to review the insured values of your policy on a regular
basis to ensure that your insurance cover is 100% correct. If you have any doubt, please call us
immediately at 0860 636 636

As always, IntegriSure went the extra mile in your best interests and we are pleased to be able to offer special protection to you, our valued client, with two extremely cost-effective options.
Your existing policy can be amended to include accidental damage to your household contents, covering items such as TVs, PCs, fridges etc. You may even extend it to cover perishable
goods in your refigerator as well. We also offer a Maxi Care appliance policy to cover breakdown, whether mechanical or electrical. It will protect you against events such as surges as a result of deliberate power cuts or load shedding as we know it. Don’t delay. Get more information and advice by contacting one of our specialist advisors on 0860 636 636