Well, it’s a science. To put it simply, insurance premiums are calculated by assessing trends in risk: the policy-holder’s risk profile, the probability of claims, and their associated costs.
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As a short-term insurance broker, we know the importance of planning for a disaster: fires, floods, asset breakdowns, cyber breaches. Advice and product offerings for risk management is what we do best.
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With the current state of the electricity network and its inability to generate sufficient power at all times, we need to be prepared to live with the inconvenience of loadshedding for the next few years. Aside from the practicalities of being without electricity, the biggest concern is how to protect ourselves, our loved ones, our homes and our businesses from harm.
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South African citizens have been urged to practice extra caution following the release of the South African Police Service (SAPS) annual crime statistics for April 2013 to March 2014 by National police commissioner Riah Phiyega.
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With South Africans soon flocking to holiday destinations, many of us take the opportunity to make the most of our holiday toys.
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The on-going energy crisis in South Africa which has resulted in continuing power outages across the country, has left many highly frustrated due to the major disruptions to businesses, households and traffic taking place.
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